Seeing that Li Chen had indeed made up his mind, Xu Changqing breathed a sigh of relief.

Fortunately, I didn’t directly object to it just now, otherwise the embarrassing thing would be myself.

But even so, Xu Changqing said: "Why does Your Highness insist on opening a money shop? Although the money shop has a lot of money, they are all depositors. As far as I know, those who open money shops mostly don't make much profit and have to bear the risk of preserving the silver. If they lose money or are stolen, these are all borne by the money shop."

Xu Changqing didn't understand, but Li Chen knew it very well.

What is a money house? That is the bank!

Can't banks make money?

Isn't that a joke!

Although it seems that people have to deposit money in and pay interest to attract savings, this is a very loss-making thing.

But the money house can get huge cash flow. Although the money house is only responsible for custody, once the people's money is deposited, if there is no major event, it will not be taken out.

Then the money bank can use this large amount of cash flow to make money.

For example, lending.

Loan interest contains huge business opportunities.

This business is extremely difficult for others to do.

In the feudal era, there were not so many means to find people.

But the court was different.

The imperial court is in charge of the household registration in the world, and no matter where you go, there will be local governments.

Therefore, the money shop opened by the imperial court was not afraid of the borrower running away at all.

You can still run away if you owe money to the official family. Where can you go to?

What's more, once the money bank is started, there is another huge function, that is, bonds.

Bonds are issued in the name of the court, so that the people can taste some sweetness first. As long as the court fulfills its contract according to principal and interest several times, no matter what the court wants to do in the future, there will be continuous financial support from the people.

Thinking of this, Li Chen had completely made up his mind.

"Do you know the most profitable industries among the people?"

When Xu Changqing heard Li Chen's question, he was stunned for a moment and replied: "Britains, gambling houses, can be said to be huge profits."

"Yes, these two businesses take advantage of human weaknesses. Needless to say, brothels are not too much. As long as men are not extinct, brothels' business will not be terminated."

"But no matter how short the imperial court is, it will not be able to do this flesh-and-hearted business, otherwise the palace would not have been scolded by those literati and poets for thousands of years."

"As for this gambling house, one of the biggest sources of wealth is the commission. There must be a winner at a gambling table. As long as it is a winner, the commission must be submitted. At the gambling table where the gambling house is owned, you can use thousands and other means to embezzle the gambling money of gamblers. However, this is only one of them, and the second source of wealth is borrowing."

"The gambling house will provide loans to regular customers, and they will return to the thugs in nine out of nine. The gambling house has thugs, and the people who borrow money are familiar with local customers. They are not afraid of not getting back the money. They can make a fortune every time. Moreover, this is relatively hidden. Only the gambling house owner himself knows the taste, which is a silence to make a fortune."

"Although the court cannot do flesh-and-skin business, lending is OK."

When Li Chen's last sentence came to the ground, Xu Changqing was completely confused.

He couldn't understand why His Royal Highness the Crown Prince knew so well about brothels and gambling houses.

But this did not prevent him from opening the door to a new world by Li Chen.

If you can become the Left Minister of the Ministry of Revenue, you will be the Minister of the Ministry of Revenue. Xu Changqing is definitely not a fool.

On the contrary, his brain is very flexible.

After Li Chen reminded him, he immediately realized that with the court's unique advantages, this business could really bring endless wealth to the court!
Chapter completed!