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"With the gradual success of the cause of unification, the territory is getting bigger and bigger, the people are getting bigger, and the country is becoming more and more stable, then the overall wealth will gradually increase. As long as a virtuous cycle is formed, wealth will continue to accumulate and increase. The accumulated part can be used to fill the previous interests of the damaged ones." Li Hu explained, "We are now asking the wealthy merchants and wealthy businessmen from all over the country to discuss state affairs. In fact, to put it bluntly, they are given a bright future expectation, and use this future expectation to impress them with the future expectation, and persuade them to participate in the cause of unification. In the future, if Sino-Turkey is unified, their interests will rise, and the future expectations given to them by the court will be fulfilled."

"This is a win-win strategy. If I use violent means, I can plunder them and destroy them now, but it is a drinking dove to quench thirst for me, and it is a waste of time for them, and it is no good for both sides. On the contrary, if both sides sit together and work together, it is mutual benefit and a win-win situation."

Li Hu looked at Fan Zhichang and asked, "You said, can I use this method?"

"Of course." Fan Zhichang figured out the key and immediately agreed, "Although in the short term, our financial system reform may partially violate the principle of change, after the great cause of unification is completed, we can think about it again

We can correct it. In short, on the basis of the increasing total wealth, we can definitely come up with ways to ensure the interests of the country and ordinary people, and at the same time try our best to meet the interests of huge merchants and wealthy businessmen."

Li Hu smiled bitterly, "Along the way, we were discussing this issue, but Deputy Prime Minister Huang said it to death with just one sentence."

"What do you mean?" Fan Zhichang asked in surprise, "I think this strategy is very good and can ensure that we quickly resolve the financial crisis and achieve the great cause of unification as quickly as possible."

"The core issue of financial system reform is 'suppression of mergers' and 'not suppression of mergers'. When Wang Jinggong's reform law was 'suppression of mergers', the biggest reason for Wen Gong to oppose reform was 'not suppression of mergers'. Both were based on Confucian theory. Wang Jinggong even wrote a moderate strategy for this and created a new learning. Xinguanxue adopted a moderate strategy on this point. In fact, to put it bluntly, we are deliberately avoiding this core issue, but once we adopt the strategy I just mentioned to reform the financial system, it is obvious that the reform of the entire financial system will inevitably tend to "not suppression of mergers', because it is very simple. Behind these huge merchants and wealthy businessmen are supported by the bureaucratic class, some are officials and businessmen. They have a large amount of land and wealth, and the reform must touch their interests. At that time, the year

These people are the steadfast opponents of the reform.”

"Once the entire financial system tends to be 'unrepressed. mergers', then our reform will embark on the conservative path of the Yuanyou Party. Not only will it not increase the country's tax revenue, but it is also likely to repeat the mistakes of poverty and weakness in the Song Dynasty."

Fan Zhichang pondered and said nothing.

Li Hu paused for a moment, sorted out his thoughts and thoughts, and continued: "The Song Dynasty was poor and weak because the system problems caused three redundant shortcomings. Now we have subverted the basic national policy of the Song Dynasty and are revising a series of systems such as the official system, military system and taxation. Although to a certain extent, the problems of redundant soldiers, redundant officials and redundant expenses can be solved, but the army must be maintained, bureaucrats must be raised, and the basic expenses such as monks, nuns and temples must be allocated. In this way, the financial crisis cannot be solved."

"Before Wang Jinggong's reform, the financial crisis was prominent, so Fan Zhongyan's Qing. After the reform of Jinggong, afterwards, it was cleared out all obstacles to reform, but the reform failed in the end. There were many reasons for the failure of the reform, but no matter what, the reason for the Yuanyou Party members to oppose was still very sufficient, that is, the new policy harmed the interests of the people to a certain extent, and of course, it also harmed the interests of bureaucrats and merchants in vested interest groups.

.”

"The current troubled times are coming, and the Song Dynasty is divided and everything is in trouble. This is the best time for reform. Some basic national policies can be modified with strong force. However, when it comes to the core financial system reform, the problems are still the same. We face the same difficulties. No matter how the reform is, it is nothing more than walking on two paths, either based on ‘suppression of mergers’ or ‘not suppression of mergers’. Taking the ‘suppression of mergers’ path, financial crisis must arise. Taking the ‘suppression of mergers’ path will inevitably harm the interests of the people. Both paths are not conducive to the stability of the kingdom and cannot achieve the ultimate goal of a strong country and the people are rich."

Li Hu sighed and wanted to continue talking, but was interrupted by Fan Zhichang.

"The Chief Commander should consider this issue in another way." Fan Zhichang said, "After the Chanyuan Alliance, our Song Dynasty experienced more than a hundred years of peace, with a population surged to an astonishing 100 million, but the land did not increase. The reason for the failure of land was not only because our Song Dynasty did not recover the Sixteen Prefectures of Yanyun, or the division of the Dangxiang people, resulting in the reduction of land, but there were other reasons such as climate change, the Yellow River diverted, resulting in a large number of yellow areas, etc. In short, when Middle-earth arrived in our Song Dynasty, the population increased, but the land did not increase."

"There is no increase in land. If the population increases, the amount of land occupied per capita will decrease. The land policy of this dynasty is "the land system does not establish, and it will not suppress annexation", which means that private land transactions are allowed, which leads to land annexation, and large landlords appear, and more and more people have no land to cultivate."

"This dynasty encouraged business, canceled a series of restrictions on business operations, and improved the status of merchants. This was completely contrary to the policy of tyrannical dynasties to emphasize agriculture and suppress commerce. The reason for this dynasty's unprecedented prosperity of trade was because there were many people and few lands. A large number of people without land need to survive, so handicrafts is a way out, and business is also a way out. With the development of handicrafts, there are more workshops, and there are more various items, and a large number of merchants emerged. The increase in merchants and the development of trades further promoted the development of handicrafts. When the commercial tax in this dynasty was at its highest, it accounted for more than half of the total tax revenue, which shows the prosperity of our dynasty's trade."

When Li Hu heard this, he suddenly asked: "For the prosperity of commerce, it is inseparable from the development of agriculture and handicrafts. Can the land in the Song Dynasty ensure the food needs of 100 million people?"

"It can be guaranteed that this is due to the improvement of farming technology and agricultural equipment, and the ripening of wheat and rice is gradually becoming popular, and the development of dry farming in the north is becoming more and more mature.

The intensive cultivation has led to a large increase in yield per mu. The rice yield per mu in some places in the Liangzhe area has even reached six or seven stones. The increase in grain production has ensured the increase in population, and also promoted the further prosperity of handicrafts and trade."

Li Hu probably understood what Fan Zhichang meant, "In your opinion, the increase in the imperial court's financial income will be transferred from land lease to commercial tax, right?"

"Yes, so I said that the Chief Commander's idea of ​​reforming the financial system is correct. I came to you just to say this to you, but you have already had specific countermeasures and will produce results immediately." Fan Zhichang smiled, "And I also have a countermeasure, but it cannot produce results now, but in the future, the trade in China and Turkey can definitely be more developed, and the court's commercial tax will become the main item of tax revenue."

"You keep talking." Li Hu became interested and hurriedly urged.

"The economic model of this dynasty is to cultivate men and weave women, but because of the large population and small land, many people immediately engaged in planting crops such as vegetables, flowers, medicine, lacquer, fruits, sugarcane, etc., which greatly enriched the crops. However, no matter what, agriculture is the foundation, and more than 90% of the population of this dynasty is still cultivated by men and weave women. There are more grains, more cloths, and more other crops.

It became inevitable that the development of trade will be. Over time, the wealth of this dynasty will become more and more, and gradually concentrated in the hands of a group of people, such as high-ranking officials, great merchants and wealthy businessmen. These words of life are extravagant, but the luxury goods of this dynasty will far from satisfying the needs of these people, so a large part of the wealth is buried in the "underground". If the wealth does not flow, money will not be able to make money, which obviously restricts the development of the economy and also causes losses to the court's commercial tax."

"Further expand trade?" Li Hu asked.

"There are several decisions to determine the development of commerce and trade, such as the development of agriculture and handicrafts, and the policy needs to be supported. Another is to expand the target of commerce. If commerce wants to develop, it cannot just stay in Middle-earth, go out and conduct trade activities further away, and let merchants from farther places trade in Middle-earth, so that commerce can prosper unprecedentedly and the court can collect more commercial taxes."

A few words suddenly popped up in Li Hu's mind, "Silk Road?"

"Yes." Fan Zhichang smiled, "There are also the ancient tea and horse roads and sea transportation, these are the best ways to promote the further development of Sino-Turkey trade. However, because the Dangxiang people occupied the Hexi Corridor, the Tubo people blocked the ancient tea and horse roads, and this dynasty was because

The national strength causes maritime trade to not be very developed, which greatly affects the development of the dynasty's commerce. If in the future, we regain the Hexi Corridor, defeat Tubo, and pacify the southeast, then we can rebuild the Silk Road, restore the ancient Tea-Horse Road, and quickly develop maritime trade. We believe that the dynasty's commerce will take off, and the dynasty's commerce will also reach an astonishing number. More importantly, this policy does not harm the interests of either party. On the contrary, it greatly promotes the development of the dynasty's national strength, solves the fiscal crisis, accumulates wealth, and solves the biggest financial problems that plague the dynasty in one fell swoop."

Li Hu was heartbroken, and a golden avenue seemed to appear in front of him.

Another way to develop commerce may fundamentally solve the financial crisis of the dynasty. As Fan Zhichang said, the dynasty has a large population and a small land. No matter what method is needed, the land output is always limited. It is obviously too difficult to rely on land and grain to solve the survival problem of 100 million people. We must find another way to increase wealth. Using developed handicrafts to support commerce and use developed commerce to increase wealth is obviously a strategy that can be tried. Da Song encouraged commerce, and then solved the problem of eating a large population and increased tax revenue. This is a successful experience in itself and can be fully learned from development. The direction of development is to go out of Middle-earth and expand commerce to a more distant region.
Chapter completed!